

Having the best credit score possible is advantageous when purchasing your home loan. Just enter in how much you can comfortably afford each month for a mortgage payment to get a glimpse of what your monthly payments would be if you bought today. You can do this using our mortgage calculator. You may also get in touch with us as we have plenty of mortgage bankers that are willing to help.Īfter you get an idea of housing costs in your desired area, it’s really important to determine how much you can actually afford. You can do a quick search of actual multiple listings service (MLS) in your area on a number of websites including the National Association of Realtors. Your first task is to look around at the kind of houses available in the neighborhood you’re interested in. Where do you start? What’s the process like? Am I really ready to do and own this thing? Here are 5 quick points that will help you through the process of making the biggest single investment of your life. The thought of writing another check that’s not going towards your financial future is too much. His knowledge and commitment to customer service have earned James numerous awards, including Top Net Promoter Score and Top Producer.ĥ Things to Consider When You’re a First-Time Homebuyer.In his spare time, James enjoys listening to live music, boating, watching baseball, traveling, and running.His wife and daughters are the lights of his life and his success is driven by his love for his family. While James is passionate about his job and strives to help every client obtain their dream of homeownership, his number one priority is his family.Married for more than 30 years, James and his wife have two successful daughters – one a Longhorn and the other a Bobcat, which makes for quite an interesting football season!.A University of Texas at Austin graduate with a Business degree in Finance and Real Estate, James is known by his clients and colleagues as determined, trustworthy, caring, and dependable.

He is a founding partner and one of the original mortgage bankers for Sente Mortgage, and has worked tirelessly to help bring home ownership within reach for Central Texas families. Then we discuss the advantages of various mortgage programs, and work to identify the mortgage product that is best tailored to the client’s short- and long-term needs.”Ī 34-year veteran of the mortgage industry, James Racanelli has been a mortgage banker for more than 20 years. If Fort Worth is your home address, Sente Mortgage is your neighbor.“When I work with my clients, I first listen to their concerns and goals and ask a lot of questions. Whether you are a first-time buyer, refinancing, moving up to a larger property, or downsizing to fit your lifestyle, your mortgage company and your loan officer are important allies. As Sente Mortgage CEO, Tom Rhodes, says, “Every day we are humbled and inspired by the clients, employees, and family members who have served and continue to serve this country.”Īt Sente, we believe that financing is a customer-service business that treats each and every customer like an individual, whatever their credit history, whatever their real estate goals. Our Fort Worth loan officers are also skilled with commercial and construction lending and have extensive experience assisting service members, veterans, and Reserve/National Guard members. Our large selection of loan programs includes conventional, VA, FHA, USDA, and jumbo.

Our Fort Worth loan officers will ask you about your current needs and your long-range goals in order to find the financing program that suits you today and in the years ahead. Whatever your reasons for living here, and whatever type of property you’re considering, we hope you will choose Sente as your local mortgage experts. If you’ve chosen Fort Worth as your next home address, the loan officers at Sente Mortgage are ready to talk with you about making the most of your real estate investment. We are a city of museums and parks, Western heritage and military tradition. Whether you’re devoted to NASCAR or modern architecture, the music scene or the printing of dollar bills, Fort worth has it all and much more. With its surprising combination of old West and contemporary sophistication, Fort Worth offers a range and richness of character that makes it one of the nation’s most dynamic places to call home.
